Call reports 2017
ASHTON STATE BANK — 2017
What ASHTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,191,000 | 48,821,000 | 48,388,000 | 48,815,000 |
| Total loans | 31,031,000 | 31,083,000 | 30,674,000 | 31,569,000 |
| Allowance for loan losses | 306,000 | 306,000 | 306,000 | 307,000 |
| Securities available for sale | 15,644,000 | 15,615,000 | 15,488,000 | 14,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,294,000 | 35,579,000 | 33,900,000 | 34,177,000 |
| Interest-bearing deposits | 32,692,000 | 32,615,000 | 31,209,000 | 30,942,000 |
| Noninterest-bearing deposits | 3,602,000 | 2,964,000 | 2,691,000 | 3,236,000 |
| Equity capital | 6,005,000 | 6,125,000 | 6,198,000 | 6,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 985,000 | 1,481,000 | 1,978,000 |
| Interest expense | 97,000 | 200,000 | 306,000 | 416,000 |
| Net interest income | 397,000 | 785,000 | 1,175,000 | 1,562,000 |
| Noninterest income | 26,000 | -39,000 | -6,000 | 25,000 |
| Noninterest expense | 205,000 | 406,000 | 599,000 | 823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 344,000 | 579,000 | 773,000 |
| Income tax | 11,000 | 17,000 | 28,000 | 38,000 |
| Net income | 207,000 | 327,000 | 551,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,893,000 | 5,882,000 | 5,982,000 | 6,049,000 |
| Total capital | 6,199,000 | 6,188,000 | 6,288,000 | 6,356,000 |
| Risk-weighted assets | 38,536,000 | 38,219,000 | 37,318,000 | 39,016,000 |