Call reports 2016
ASHTON STATE BANK — 2016
What ASHTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,818,000 | 50,140,000 | 49,553,000 | 50,196,000 |
| Total loans | 32,186,000 | 31,231,000 | 31,129,000 | 32,430,000 |
| Allowance for loan losses | 345,000 | 347,000 | 347,000 | 306,000 |
| Securities available for sale | 16,074,000 | 15,985,000 | 15,735,000 | 15,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,471,000 | 38,116,000 | 37,176,000 | 36,848,000 |
| Interest-bearing deposits | 35,218,000 | 35,301,000 | 34,305,000 | 32,861,000 |
| Noninterest-bearing deposits | 3,253,000 | 2,815,000 | 2,871,000 | 3,987,000 |
| Equity capital | 5,804,000 | 6,104,000 | 6,155,000 | 5,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,006,000 | 1,498,000 | 1,980,000 |
| Interest expense | 102,000 | 200,000 | 299,000 | 397,000 |
| Net interest income | 402,000 | 806,000 | 1,199,000 | 1,583,000 |
| Noninterest income | 44,000 | 69,000 | 117,000 | 154,000 |
| Noninterest expense | 204,000 | 404,000 | 600,000 | 802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 479,000 | 727,000 | 949,000 |
| Income tax | 12,000 | 23,000 | 36,000 | 47,000 |
| Net income | 236,000 | 456,000 | 691,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,498,000 | 5,582,000 | 5,695,000 | 5,817,000 |
| Total capital | 5,843,000 | 5,929,000 | 6,042,000 | 6,123,000 |
| Risk-weighted assets | 38,273,000 | 38,199,000 | 37,975,000 | 39,161,000 |