Call reports 2014
ASHTON STATE BANK — 2014
What ASHTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,870,000 | 47,426,000 | 48,302,000 | 48,885,000 |
| Total loans | 29,230,000 | 28,480,000 | 29,388,000 | 30,002,000 |
| Allowance for loan losses | 276,000 | 294,000 | 309,000 | 324,000 |
| Securities available for sale | 15,358,000 | 16,234,000 | 16,520,000 | 16,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,779,000 | 38,172,000 | 38,963,000 | 39,356,000 |
| Interest-bearing deposits | 34,395,000 | 34,870,000 | 35,706,000 | 34,992,000 |
| Noninterest-bearing deposits | 3,383,000 | 3,302,000 | 3,257,000 | 4,365,000 |
| Equity capital | 4,950,000 | 5,279,000 | 5,401,000 | 5,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 921,000 | 1,389,000 | 1,862,000 |
| Interest expense | 92,000 | 183,000 | 275,000 | 367,000 |
| Net interest income | 366,000 | 738,000 | 1,114,000 | 1,495,000 |
| Noninterest income | 34,000 | 59,000 | 91,000 | 115,000 |
| Noninterest expense | 192,000 | 380,000 | 568,000 | 783,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 285,000 |
| Pretax income | 204,000 | 398,000 | 603,000 | 557,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 27,000 |
| Net income | 194,000 | 379,000 | 574,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,053,000 | 5,138,000 | 5,233,000 | 5,089,000 |
| Total capital | 5,329,000 | 5,432,000 | 5,542,000 | 5,413,000 |
| Risk-weighted assets | 34,800,000 | 34,477,000 | 35,309,000 | 36,016,000 |