Call reports 2013
ASHTON STATE BANK — 2013
What ASHTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,569,000 | 44,646,000 | 45,929,000 | 46,376,000 |
| Total loans | 26,482,000 | 27,548,000 | 28,069,000 | 29,183,000 |
| Allowance for loan losses | 280,000 | 296,000 | 297,000 | 297,000 |
| Securities available for sale | 15,490,000 | 15,157,000 | 15,460,000 | 15,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,251,000 | 34,834,000 | 35,721,000 | 35,691,000 |
| Interest-bearing deposits | 32,864,000 | 32,224,000 | 32,922,000 | 32,625,000 |
| Noninterest-bearing deposits | 3,387,000 | 2,610,000 | 2,799,000 | 3,066,000 |
| Equity capital | 5,146,000 | 4,550,000 | 4,736,000 | 4,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 931,000 | 1,406,000 | 1,887,000 |
| Interest expense | 102,000 | 203,000 | 300,000 | 396,000 |
| Net interest income | 356,000 | 728,000 | 1,106,000 | 1,491,000 |
| Noninterest income | 50,000 | 79,000 | 111,000 | 138,000 |
| Noninterest expense | 179,000 | 354,000 | 531,000 | 732,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 215,000 | 441,000 | 682,000 | 897,000 |
| Income tax | 10,000 | 21,000 | 33,000 | 44,000 |
| Net income | 205,000 | 420,000 | 649,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,710,000 | 4,825,000 | 4,954,000 | 4,959,000 |
| Total capital | 4,990,000 | 5,121,000 | 5,251,000 | 5,256,000 |
| Risk-weighted assets | 32,066,000 | 33,033,000 | 34,028,000 | 35,018,000 |