Call reports 2012
ASHTON STATE BANK — 2012
What ASHTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,084,000 | 40,539,000 | 43,003,000 | 44,298,000 |
| Total loans | 24,626,000 | 26,248,000 | 27,524,000 | 28,873,000 |
| Allowance for loan losses | 246,000 | 264,000 | 281,000 | 264,000 |
| Securities available for sale | 12,457,000 | 12,171,000 | 13,296,000 | 13,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,993,000 | 31,198,000 | 32,719,000 | 33,866,000 |
| Interest-bearing deposits | 28,957,000 | 28,640,000 | 30,061,000 | 30,920,000 |
| Noninterest-bearing deposits | 3,036,000 | 2,558,000 | 2,658,000 | 2,946,000 |
| Equity capital | 4,782,000 | 4,987,000 | 5,145,000 | 5,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 898,000 | 1,365,000 | 1,851,000 |
| Interest expense | 102,000 | 205,000 | 315,000 | 424,000 |
| Net interest income | 344,000 | 693,000 | 1,050,000 | 1,427,000 |
| Noninterest income | 57,000 | 81,000 | 111,000 | 140,000 |
| Noninterest expense | 173,000 | 342,000 | 521,000 | 718,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 213,000 | 402,000 | 606,000 | 826,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 40,000 |
| Net income | 203,000 | 383,000 | 577,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,422,000 | 4,503,000 | 4,596,000 | 4,605,000 |
| Total capital | 4,668,000 | 4,767,000 | 4,877,000 | 4,869,000 |
| Risk-weighted assets | 29,407,000 | 30,746,000 | 32,127,000 | 33,633,000 |