Call reports 2011
ASHTON STATE BANK — 2011
What ASHTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,305,000 | 36,486,000 | 36,849,000 | 39,780,000 |
| Total loans | 24,481,000 | 23,441,000 | 23,722,000 | 26,143,000 |
| Allowance for loan losses | 229,000 | 246,000 | 248,000 | 228,000 |
| Securities available for sale | 8,787,000 | 9,826,000 | 10,116,000 | 11,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,796,000 | 28,749,000 | 28,851,000 | 30,328,000 |
| Interest-bearing deposits | 25,558,000 | 26,471,000 | 26,154,000 | 26,781,000 |
| Noninterest-bearing deposits | 3,238,000 | 2,278,000 | 2,697,000 | 3,547,000 |
| Equity capital | 4,163,000 | 4,394,000 | 4,651,000 | 4,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 844,000 | 1,266,000 | 1,697,000 |
| Interest expense | 102,000 | 209,000 | 312,000 | 413,000 |
| Net interest income | 304,000 | 635,000 | 954,000 | 1,284,000 |
| Noninterest income | 33,000 | 72,000 | 170,000 | 186,000 |
| Noninterest expense | 182,000 | 363,000 | 530,000 | 724,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 142,000 | 322,000 | 572,000 | 724,000 |
| Income tax | 7,000 | 15,000 | 27,000 | 34,000 |
| Net income | 135,000 | 307,000 | 545,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,190,000 | 4,262,000 | 4,375,000 | 4,319,000 |
| Total capital | 4,419,000 | 4,508,000 | 4,623,000 | 4,547,000 |
| Risk-weighted assets | 28,286,000 | 27,495,000 | 27,605,000 | 30,629,000 |