Call reports 2010
ASHTON STATE BANK — 2010
What ASHTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,655,000 | 33,055,000 | 33,122,000 | 34,221,000 |
| Total loans | 23,831,000 | 24,619,000 | 24,338,000 | 24,775,000 |
| Allowance for loan losses | 182,000 | 175,000 | 197,000 | 213,000 |
| Securities available for sale | 6,590,000 | 5,230,000 | 5,443,000 | 7,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,652,000 | 25,461,000 | 25,496,000 | 26,509,000 |
| Interest-bearing deposits | 23,891,000 | 23,530,000 | 23,258,000 | 23,850,000 |
| Noninterest-bearing deposits | 1,761,000 | 1,931,000 | 2,238,000 | 2,658,000 |
| Equity capital | 4,163,000 | 4,256,000 | 4,292,000 | 4,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 830,000 | 1,236,000 | 1,640,000 |
| Interest expense | 107,000 | 212,000 | 319,000 | 425,000 |
| Net interest income | 309,000 | 618,000 | 917,000 | 1,215,000 |
| Noninterest income | 33,000 | 60,000 | 91,000 | 29,000 |
| Noninterest expense | 171,000 | 340,000 | 597,000 | 687,000 |
| Provision for loan losses | 15,000 | 30,000 | 52,000 | 68,000 |
| Pretax income | 156,000 | 311,000 | 362,000 | 494,000 |
| Income tax | 7,000 | 15,000 | 17,000 | 23,000 |
| Net income | 149,000 | 296,000 | 345,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,132,000 | 4,180,000 | 4,128,000 | 4,130,000 |
| Total capital | 4,314,000 | 4,355,000 | 4,325,000 | 4,343,000 |
| Risk-weighted assets | 26,588,000 | 27,332,000 | 26,910,000 | 28,144,000 |