Call reports 2009
ASHTON STATE BANK — 2009
What ASHTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,969,000 | 29,906,000 | 30,423,000 | 33,482,000 |
| Total loans | 22,787,000 | 22,877,000 | 22,765,000 | 24,090,000 |
| Allowance for loan losses | 267,000 | 268,000 | 250,000 | 171,000 |
| Securities available for sale | 3,785,000 | 4,447,000 | 5,381,000 | 7,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,364,000 | 23,190,000 | 23,847,000 | 25,111,000 |
| Interest-bearing deposits | 20,500,000 | 20,954,000 | 21,859,000 | 22,780,000 |
| Noninterest-bearing deposits | 1,864,000 | 2,236,000 | 1,988,000 | 2,331,000 |
| Equity capital | 4,054,000 | 4,031,000 | 4,152,000 | 4,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 764,000 | 1,160,000 | 1,554,000 |
| Interest expense | 134,000 | 258,000 | 378,000 | 490,000 |
| Net interest income | 244,000 | 506,000 | 782,000 | 1,064,000 |
| Noninterest income | 27,000 | 49,000 | 73,000 | 106,000 |
| Noninterest expense | 162,000 | 329,000 | 503,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 226,000 | 352,000 | 483,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 24,000 |
| Net income | 104,000 | 215,000 | 335,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,053,000 | 4,064,000 | 4,084,000 | 4,083,000 |
| Total capital | 4,320,000 | 4,332,000 | 4,334,000 | 4,254,000 |
| Risk-weighted assets | 24,036,000 | 24,520,000 | 24,625,000 | 26,744,000 |