Call reports 2020
RENASANT BANK — 2020
What RENASANT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,874,363,000 | 14,881,088,000 | 14,793,082,000 | 14,916,368,000 |
| Total loans | 10,218,174,000 | 11,337,051,000 | 11,484,511,000 | 11,351,418,000 |
| Allowance for loan losses | 120,185,000 | 145,387,000 | 168,098,000 | 176,144,000 |
| Securities available for sale | 1,351,327,000 | 1,295,733,000 | 1,285,670,000 | 1,336,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,434,040,000 | 11,870,770,000 | 12,059,257,000 | 12,187,400,000 |
| Interest-bearing deposits | 7,773,429,000 | 8,109,124,000 | 8,178,969,000 | 8,377,103,000 |
| Noninterest-bearing deposits | 2,660,611,000 | 3,761,646,000 | 3,880,288,000 | 3,810,297,000 |
| Equity capital | 2,250,822,000 | 2,261,670,000 | 2,279,121,000 | 2,306,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 130,151,000 | 254,088,000 | 376,148,000 | 498,058,000 |
| Interest expense | 20,656,000 | 35,972,000 | 48,595,000 | 58,733,000 |
| Net interest income | 109,495,000 | 218,116,000 | 327,553,000 | 439,325,000 |
| Noninterest income | 38,043,000 | 106,623,000 | 179,482,000 | 245,075,000 |
| Noninterest expense | 115,211,000 | 237,344,000 | 355,056,000 | 479,103,000 |
| Provision for loan losses | 26,350,000 | 53,250,000 | 76,350,000 | 85,350,000 |
| Pretax income | 5,977,000 | 34,176,000 | 75,660,000 | 118,493,000 |
| Income tax | 1,610,000 | 7,147,000 | 15,746,000 | 23,728,000 |
| Net income | 4,367,000 | 27,029,000 | 59,914,000 | 94,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,308,944,000 | 1,320,611,000 | 1,344,938,000 | 1,369,994,000 |
| Total capital | 1,387,753,000 | 1,424,377,000 | 1,470,403,000 | 1,504,985,000 |
| Risk-weighted assets | 10,652,857,000 | 10,710,861,000 | 10,863,918,000 | 10,966,466,000 |