Call reports 2016
RENASANT BANK — 2016
What RENASANT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,123,037,000 | 8,502,318,000 | 8,520,287,000 | 8,676,168,000 |
| Total loans | 5,871,095,000 | 6,242,211,000 | 6,295,198,000 | 6,380,575,000 |
| Allowance for loan losses | 42,859,000 | 44,098,000 | 45,924,000 | 42,737,000 |
| Securities available for sale | 649,394,000 | 674,107,000 | 677,317,000 | 673,954,000 |
| Securities held to maturity | 443,341,000 | 385,111,000 | 358,286,000 | 352,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,437,733,000 | 6,707,315,000 | 6,922,560,000 | 7,177,290,000 |
| Interest-bearing deposits | 5,049,904,000 | 5,246,134,000 | 5,306,008,000 | 5,500,810,000 |
| Noninterest-bearing deposits | 1,387,829,000 | 1,461,181,000 | 1,616,552,000 | 1,676,480,000 |
| Equity capital | 1,119,883,000 | 1,191,144,000 | 1,209,390,000 | 1,291,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 76,239,000 | 159,867,000 | 242,879,000 | 328,701,000 |
| Interest expense | 4,899,000 | 10,429,000 | 15,822,000 | 20,922,000 |
| Net interest income | 71,340,000 | 149,438,000 | 227,057,000 | 307,779,000 |
| Noninterest income | 33,224,000 | 66,584,000 | 103,849,000 | 133,518,000 |
| Noninterest expense | 69,352,000 | 145,219,000 | 220,299,000 | 290,706,000 |
| Provision for loan losses | 1,800,000 | 3,230,000 | 5,880,000 | 7,530,000 |
| Pretax income | 33,412,000 | 67,573,000 | 104,727,000 | 143,061,000 |
| Income tax | 11,169,000 | 22,364,000 | 34,948,000 | 47,737,000 |
| Net income | 22,243,000 | 45,209,000 | 69,779,000 | 95,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 662,524,000 | 712,637,000 | 731,120,000 | 824,850,000 |
| Total capital | 709,708,000 | 761,059,000 | 781,368,000 | 871,911,000 |
| Risk-weighted assets | 6,035,895,000 | 6,377,722,000 | 6,531,947,000 | 6,662,987,000 |