Call reports 2015
RENASANT BANK — 2015
What RENASANT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,864,621,000 | 5,882,347,000 | 7,902,663,000 | 7,901,669,000 |
| Total loans | 4,056,441,000 | 4,145,227,000 | 5,595,641,000 | 5,638,716,000 |
| Allowance for loan losses | 42,302,000 | 41,888,000 | 42,051,000 | 42,437,000 |
| Securities available for sale | 541,697,000 | 521,977,000 | 658,454,000 | 642,090,000 |
| Securities held to maturity | 466,102,000 | 434,575,000 | 472,256,000 | 453,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,947,043,000 | 4,894,388,000 | 6,243,124,000 | 6,227,667,000 |
| Interest-bearing deposits | 3,986,441,000 | 3,920,802,000 | 4,933,707,000 | 4,943,295,000 |
| Noninterest-bearing deposits | 960,602,000 | 973,586,000 | 1,309,417,000 | 1,284,372,000 |
| Equity capital | 799,206,000 | 806,456,000 | 1,098,502,000 | 1,101,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 54,150,000 | 110,721,000 | 185,017,000 | 262,787,000 |
| Interest expense | 4,073,000 | 7,893,000 | 12,218,000 | 16,288,000 |
| Net interest income | 50,077,000 | 102,828,000 | 172,799,000 | 246,499,000 |
| Noninterest income | 21,768,000 | 43,800,000 | 75,981,000 | 107,434,000 |
| Noninterest expense | 47,079,000 | 97,322,000 | 172,615,000 | 243,022,000 |
| Provision for loan losses | 1,075,000 | 2,250,000 | 3,000,000 | 4,750,000 |
| Pretax income | 23,691,000 | 47,152,000 | 73,261,000 | 106,257,000 |
| Income tax | 7,577,000 | 14,897,000 | 23,476,000 | 34,271,000 |
| Net income | 16,114,000 | 32,255,000 | 49,785,000 | 71,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 523,504,000 | 534,552,000 | 639,189,000 | 654,830,000 |
| Total capital | 568,325,000 | 578,960,000 | 685,565,000 | 701,591,000 |
| Risk-weighted assets | 4,317,243,000 | 4,382,516,000 | 5,798,027,000 | 5,902,469,000 |