Call reports 2014
RENASANT BANK — 2014
What RENASANT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,888,076,000 | 5,809,065,000 | 5,736,440,000 | 5,785,742,000 |
| Total loans | 3,895,861,000 | 3,985,646,000 | 3,987,890,000 | 4,013,502,000 |
| Allowance for loan losses | 48,048,000 | 47,304,000 | 44,569,000 | 42,289,000 |
| Securities available for sale | 559,809,000 | 564,090,000 | 541,672,000 | 549,528,000 |
| Securities held to maturity | 479,421,000 | 434,792,000 | 431,214,000 | 426,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,010,546,000 | 4,890,440,000 | 4,767,908,000 | 4,846,371,000 |
| Interest-bearing deposits | 4,092,833,000 | 3,986,988,000 | 3,831,149,000 | 3,921,569,000 |
| Noninterest-bearing deposits | 917,713,000 | 903,452,000 | 936,759,000 | 924,802,000 |
| Equity capital | 751,402,000 | 762,942,000 | 774,244,000 | 786,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 56,168,000 | 114,152,000 | 170,495,000 | 226,077,000 |
| Interest expense | 5,159,000 | 10,028,000 | 14,671,000 | 19,008,000 |
| Net interest income | 51,009,000 | 104,124,000 | 155,824,000 | 207,069,000 |
| Noninterest income | 17,911,000 | 37,056,000 | 58,442,000 | 78,372,000 |
| Noninterest expense | 46,785,000 | 95,696,000 | 142,879,000 | 188,705,000 |
| Provision for loan losses | 1,450,000 | 2,900,000 | 5,117,000 | 6,167,000 |
| Pretax income | 20,685,000 | 42,584,000 | 66,270,000 | 90,569,000 |
| Income tax | 6,358,000 | 12,729,000 | 20,241,000 | 28,152,000 |
| Net income | 14,327,000 | 29,855,000 | 46,029,000 | 62,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 467,944,000 | 478,851,000 | 492,146,000 | 503,316,000 |
| Total capital | 515,992,000 | 526,155,000 | 539,234,000 | 548,124,000 |
| Risk-weighted assets | 4,164,681,000 | 4,177,816,000 | 4,143,466,000 | 4,173,019,000 |