Call reports 2013
RENASANT BANK — 2013
What RENASANT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,255,713,000 | 4,236,425,000 | 5,721,210,000 | 5,733,100,000 |
| Total loans | 2,836,096,000 | 2,936,279,000 | 3,911,498,000 | 3,915,958,000 |
| Allowance for loan losses | 46,505,000 | 47,034,000 | 46,250,000 | 47,665,000 |
| Securities available for sale | 392,580,000 | 394,449,000 | 460,856,000 | 496,937,000 |
| Securities held to maturity | 341,099,000 | 344,838,000 | 436,557,000 | 409,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,559,118,000 | 3,509,648,000 | 4,843,012,000 | 4,849,659,000 |
| Interest-bearing deposits | 2,991,110,000 | 2,947,206,000 | 3,961,632,000 | 3,988,905,000 |
| Noninterest-bearing deposits | 568,008,000 | 562,442,000 | 881,380,000 | 860,754,000 |
| Equity capital | 566,981,000 | 563,996,000 | 732,090,000 | 739,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 38,948,000 | 78,472,000 | 123,104,000 | 180,182,000 |
| Interest expense | 4,952,000 | 9,878,000 | 15,016,000 | 20,382,000 |
| Net interest income | 33,996,000 | 68,594,000 | 108,088,000 | 159,800,000 |
| Noninterest income | 15,712,000 | 32,014,000 | 50,041,000 | 67,883,000 |
| Noninterest expense | 35,905,000 | 72,367,000 | 117,861,000 | 168,293,000 |
| Provision for loan losses | 3,050,000 | 6,050,000 | 8,350,000 | 10,350,000 |
| Pretax income | 10,807,000 | 22,247,000 | 31,974,000 | 49,096,000 |
| Income tax | 2,817,000 | 5,966,000 | 8,472,000 | 13,611,000 |
| Net income | 7,990,000 | 16,281,000 | 23,502,000 | 35,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 383,715,000 | 389,098,000 | 452,141,000 | 457,798,000 |
| Total capital | 421,851,000 | 427,697,000 | 498,391,000 | 505,463,000 |
| Risk-weighted assets | 3,042,499,000 | 3,079,513,000 | 4,117,545,000 | 4,141,478,000 |