Call reports 2012
RENASANT BANK — 2012
What RENASANT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,170,502,000 | 4,102,958,000 | 4,151,613,000 | 4,169,063,000 |
| Total loans | 2,625,262,000 | 2,708,420,000 | 2,840,794,000 | 2,846,598,000 |
| Allowance for loan losses | 44,176,000 | 44,779,000 | 44,069,000 | 44,347,000 |
| Securities available for sale | 473,719,000 | 383,881,000 | 378,507,000 | 353,243,000 |
| Securities held to maturity | 358,040,000 | 287,050,000 | 295,639,000 | 314,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,477,627,000 | 3,409,607,000 | 3,399,599,000 | 3,465,104,000 |
| Interest-bearing deposits | 2,940,734,000 | 2,869,959,000 | 2,844,447,000 | 2,896,007,000 |
| Noninterest-bearing deposits | 536,893,000 | 539,648,000 | 555,152,000 | 569,097,000 |
| Equity capital | 554,745,000 | 557,626,000 | 561,940,000 | 563,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 40,505,000 | 80,450,000 | 119,604,000 | 159,283,000 |
| Interest expense | 7,013,000 | 12,932,000 | 18,306,000 | 23,398,000 |
| Net interest income | 33,492,000 | 67,518,000 | 101,298,000 | 135,885,000 |
| Noninterest income | 12,807,000 | 25,153,000 | 42,058,000 | 57,692,000 |
| Noninterest expense | 33,858,000 | 67,434,000 | 104,792,000 | 140,841,000 |
| Provision for loan losses | 4,800,000 | 9,500,000 | 14,125,000 | 18,125,000 |
| Pretax income | 8,545,000 | 17,510,000 | 26,212,000 | 36,505,000 |
| Income tax | 2,117,000 | 4,286,000 | 5,587,000 | 7,989,000 |
| Net income | 6,428,000 | 13,224,000 | 20,625,000 | 28,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 370,264,000 | 372,542,000 | 375,834,000 | 379,602,000 |
| Total capital | 405,906,000 | 408,890,000 | 413,546,000 | 417,717,000 |
| Risk-weighted assets | 2,842,856,000 | 2,899,432,000 | 3,010,602,000 | 3,042,995,000 |