Call reports 2011
RENASANT BANK — 2011
What RENASANT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,414,349,000 | 4,253,448,000 | 4,130,969,000 | 4,196,437,000 |
| Total loans | 2,586,586,000 | 2,574,150,000 | 2,589,507,000 | 2,609,306,000 |
| Allowance for loan losses | 47,505,000 | 47,571,000 | 48,532,000 | 44,340,000 |
| Securities available for sale | 602,003,000 | 565,915,000 | 453,938,000 | 461,694,000 |
| Securities held to maturity | 259,851,000 | 252,688,000 | 250,876,000 | 332,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,664,226,000 | 3,481,497,000 | 3,346,643,000 | 3,416,019,000 |
| Interest-bearing deposits | 3,161,676,000 | 3,022,256,000 | 2,852,747,000 | 2,883,850,000 |
| Noninterest-bearing deposits | 502,550,000 | 459,241,000 | 493,896,000 | 532,169,000 |
| Equity capital | 522,454,000 | 544,350,000 | 551,961,000 | 552,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 44,503,000 | 89,149,000 | 132,107,000 | 170,607,000 |
| Interest expense | 12,100,000 | 22,639,000 | 31,096,000 | 38,944,000 |
| Net interest income | 32,403,000 | 66,510,000 | 101,011,000 | 131,663,000 |
| Noninterest income | 21,124,000 | 33,914,000 | 47,515,000 | 52,546,000 |
| Noninterest expense | 36,734,000 | 69,280,000 | 107,372,000 | 129,395,000 |
| Provision for loan losses | 5,500,000 | 10,850,000 | 16,350,000 | 22,350,000 |
| Pretax income | 11,305,000 | 20,063,000 | 29,599,000 | 37,259,000 |
| Income tax | 3,340,000 | 5,905,000 | 8,484,000 | 10,032,000 |
| Net income | 7,965,000 | 14,158,000 | 21,115,000 | 27,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,563,000 | 364,988,000 | 366,009,000 | 368,087,000 |
| Total capital | 381,783,000 | 399,473,000 | 400,450,000 | 403,407,000 |
| Risk-weighted assets | 2,724,511,000 | 2,745,703,000 | 2,741,213,000 | 2,816,557,000 |