Call reports 2010
RENASANT BANK — 2010
What RENASANT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,637,019,000 | 3,588,488,000 | 4,284,167,000 | 4,291,724,000 |
| Total loans | 2,324,932,000 | 2,284,524,000 | 2,609,249,000 | 2,552,294,000 |
| Allowance for loan losses | 41,094,000 | 41,146,000 | 45,132,000 | 45,415,000 |
| Securities available for sale | 579,585,000 | 541,416,000 | 552,431,000 | 586,723,000 |
| Securities held to maturity | 142,089,000 | 160,480,000 | 176,779,000 | 230,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,717,835,000 | 2,693,737,000 | 3,471,746,000 | 3,487,891,000 |
| Interest-bearing deposits | 2,402,210,000 | 2,378,381,000 | 3,086,222,000 | 3,127,721,000 |
| Noninterest-bearing deposits | 315,625,000 | 315,356,000 | 385,524,000 | 360,170,000 |
| Equity capital | 475,890,000 | 477,680,000 | 526,029,000 | 518,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 40,091,000 | 78,919,000 | 123,014,000 | 167,474,000 |
| Interest expense | 14,325,000 | 28,267,000 | 46,710,000 | 57,267,000 |
| Net interest income | 25,766,000 | 50,652,000 | 76,304,000 | 110,207,000 |
| Noninterest income | 12,295,000 | 24,151,000 | 79,072,000 | 93,047,000 |
| Noninterest expense | 25,617,000 | 51,799,000 | 88,540,000 | 123,518,000 |
| Provision for loan losses | 6,665,000 | 13,665,000 | 25,165,000 | 30,665,000 |
| Pretax income | 5,619,000 | 11,228,000 | 42,551,000 | 49,951,000 |
| Income tax | 1,346,000 | 2,657,000 | 14,028,000 | 16,264,000 |
| Net income | 4,273,000 | 8,571,000 | 28,523,000 | 33,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,272,000 | 293,447,000 | 342,157,000 | 343,584,000 |
| Total capital | 325,781,000 | 326,423,000 | 375,646,000 | 377,470,000 |
| Risk-weighted assets | 2,673,138,000 | 2,629,907,000 | 2,669,912,000 | 2,699,382,000 |