Call reports 2005
RENASANT BANK — 2005
What RENASANT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,317,057,000 | 2,349,238,000 | 2,375,027,000 | 2,394,802,000 |
| Total loans | 1,605,682,000 | 1,625,168,000 | 1,651,528,000 | 1,679,698,000 |
| Allowance for loan losses | 18,012,000 | 18,080,000 | 18,448,000 | 18,363,000 |
| Securities available for sale | 408,373,000 | 398,702,000 | 385,200,000 | 384,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,745,257,000 | 1,767,977,000 | 1,822,452,000 | 1,872,863,000 |
| Interest-bearing deposits | 1,505,394,000 | 1,534,190,000 | 1,577,305,000 | 1,621,255,000 |
| Noninterest-bearing deposits | 239,863,000 | 233,787,000 | 245,147,000 | 251,608,000 |
| Equity capital | 285,161,000 | 287,236,000 | 290,434,000 | 292,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 30,330,000 | 63,654,000 | 97,311,000 | 133,282,000 |
| Interest expense | 9,112,000 | 19,605,000 | 31,275,000 | 44,064,000 |
| Net interest income | 21,218,000 | 44,049,000 | 66,036,000 | 89,218,000 |
| Noninterest income | 8,751,000 | 17,516,000 | 26,538,000 | 35,543,000 |
| Noninterest expense | 20,792,000 | 41,540,000 | 62,223,000 | 83,790,000 |
| Provision for loan losses | 597,000 | 1,444,000 | 2,278,000 | 2,991,000 |
| Pretax income | 8,682,000 | 18,651,000 | 28,143,000 | 38,050,000 |
| Income tax | 2,595,000 | 5,580,000 | 8,193,000 | 11,181,000 |
| Net income | 6,087,000 | 13,071,000 | 19,950,000 | 26,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,413,000 | 185,004,000 | 190,357,000 | 195,403,000 |
| Total capital | 203,425,000 | 203,084,000 | 208,856,000 | 213,811,000 |
| Risk-weighted assets | 1,618,347,000 | 1,703,156,000 | 1,687,594,000 | 1,758,735,000 |
Machine access — free, no API key
Every figure shown here about RENASANT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.