Call reports 2025
PEOPLES SAVINGS BANK — 2025
What PEOPLES SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 591,788,000 | 553,083,000 | 597,262,000 | 575,849,000 |
| Total loans | 308,965,000 | 314,865,000 | 319,496,000 | 331,928,000 |
| Allowance for loan losses | 7,690,000 | 4,196,000 | 3,900,000 | 3,992,000 |
| Securities available for sale | 195,960,000 | 193,326,000 | 203,186,000 | 197,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,414,000 | 487,667,000 | 540,117,000 | 514,667,000 |
| Interest-bearing deposits | 421,273,000 | 383,280,000 | 438,924,000 | 410,221,000 |
| Noninterest-bearing deposits | 105,141,000 | 104,387,000 | 101,193,000 | 104,446,000 |
| Equity capital | 32,508,000 | 32,360,000 | 36,999,000 | 40,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,060,000 | 14,493,000 | 22,254,000 | 30,128,000 |
| Interest expense | 3,269,000 | 6,477,000 | 9,741,000 | 12,873,000 |
| Net interest income | 3,791,000 | 8,016,000 | 12,513,000 | 17,255,000 |
| Noninterest income | 500,000 | 1,128,000 | 1,767,000 | 2,507,000 |
| Noninterest expense | 3,013,000 | 6,258,000 | 9,457,000 | 12,925,000 |
| Provision for loan losses | 732,000 | 837,000 | 942,000 | 1,047,000 |
| Pretax income | 546,000 | 2,056,000 | 3,860,000 | 5,817,000 |
| Income tax | 97,000 | 403,000 | 756,000 | 1,143,000 |
| Net income | 449,000 | 1,653,000 | 3,104,000 | 4,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,146,000 | 60,601,000 | 61,699,000 | 63,321,000 |
| Total capital | 65,344,000 | 64,797,000 | 65,599,000 | 67,313,000 |
| Risk-weighted assets | 413,405,000 | 426,696,000 | 429,303,000 | 448,065,000 |