Call reports 2024
PEOPLES SAVINGS BANK — 2024
What PEOPLES SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 549,116,000 | 526,542,000 | 602,169,000 | 563,800,000 |
| Total loans | 275,067,000 | 285,071,000 | 297,393,000 | 300,447,000 |
| Allowance for loan losses | 3,467,000 | 3,573,000 | 3,684,000 | 7,382,000 |
| Securities available for sale | 204,603,000 | 186,554,000 | 211,432,000 | 179,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,608,000 | 458,590,000 | 525,891,000 | 499,918,000 |
| Interest-bearing deposits | 398,431,000 | 363,533,000 | 430,602,000 | 399,075,000 |
| Noninterest-bearing deposits | 93,177,000 | 95,057,000 | 95,289,000 | 100,843,000 |
| Equity capital | 32,904,000 | 35,069,000 | 35,568,000 | 32,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,796,000 | 14,125,000 | 21,858,000 | 29,017,000 |
| Interest expense | 2,919,000 | 6,035,000 | 9,471,000 | 13,140,000 |
| Net interest income | 3,877,000 | 8,090,000 | 12,387,000 | 15,877,000 |
| Noninterest income | 458,000 | 980,000 | 1,557,000 | 2,220,000 |
| Noninterest expense | 2,665,000 | 5,532,000 | 8,550,000 | 11,582,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 4,027,000 |
| Pretax income | 1,556,000 | 3,277,000 | 5,028,000 | 2,437,000 |
| Income tax | 338,000 | 724,000 | 1,119,000 | 426,000 |
| Net income | 1,218,000 | 2,553,000 | 3,909,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,640,000 | 60,982,000 | 62,346,000 | 59,698,000 |
| Total capital | 63,107,000 | 64,555,000 | 66,030,000 | 64,777,000 |
| Risk-weighted assets | 388,343,000 | 390,345,000 | 408,704,000 | 404,055,000 |