Call reports 2023
PEOPLES SAVINGS BANK — 2023
What PEOPLES SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 543,051,000 | 491,421,000 | 524,928,000 | 506,232,000 |
| Total loans | 257,527,000 | 258,865,000 | 272,554,000 | 278,029,000 |
| Allowance for loan losses | 3,043,000 | 3,160,000 | 3,266,000 | 3,360,000 |
| Securities available for sale | 216,629,000 | 181,147,000 | 178,953,000 | 183,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,818,000 | 450,678,000 | 485,735,000 | 456,347,000 |
| Interest-bearing deposits | 404,514,000 | 352,090,000 | 391,696,000 | 358,189,000 |
| Noninterest-bearing deposits | 97,304,000 | 98,588,000 | 94,039,000 | 98,158,000 |
| Equity capital | 24,127,000 | 26,863,000 | 25,320,000 | 30,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,439,000 | 11,247,000 | 17,066,000 | 23,318,000 |
| Interest expense | 1,970,000 | 4,319,000 | 6,930,000 | 9,876,000 |
| Net interest income | 3,469,000 | 6,928,000 | 10,136,000 | 13,442,000 |
| Noninterest income | 2,169,000 | 2,893,000 | 3,919,000 | 5,511,000 |
| Noninterest expense | 2,607,000 | 5,382,000 | 8,152,000 | 10,969,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 2,762,000 | 3,843,000 | 5,202,000 | 7,178,000 |
| Income tax | 618,000 | 838,000 | 1,123,000 | 1,572,000 |
| Net income | 2,144,000 | 3,005,000 | 4,079,000 | 5,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,930,000 | 55,798,000 | 56,881,000 | 58,414,000 |
| Total capital | 57,973,000 | 58,958,000 | 60,147,000 | 61,774,000 |
| Risk-weighted assets | 363,593,000 | 361,205,000 | 376,217,000 | 381,433,000 |