Call reports 2022
PEOPLES SAVINGS BANK — 2022
What PEOPLES SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 488,699,000 | 453,181,000 | 488,107,000 | 494,712,000 |
| Total loans | 216,071,000 | 223,013,000 | 237,831,000 | 257,293,000 |
| Allowance for loan losses | 3,289,000 | 3,249,000 | 3,247,000 | 3,219,000 |
| Securities available for sale | 215,484,000 | 187,198,000 | 201,683,000 | 185,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,550,000 | 416,686,000 | 461,406,000 | 442,807,000 |
| Interest-bearing deposits | 334,454,000 | 309,921,000 | 361,210,000 | 333,447,000 |
| Noninterest-bearing deposits | 106,096,000 | 106,765,000 | 100,196,000 | 109,360,000 |
| Equity capital | 32,830,000 | 21,108,000 | 13,771,000 | 17,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,701,000 | 7,608,000 | 12,014,000 | 17,017,000 |
| Interest expense | 318,000 | 720,000 | 1,449,000 | 2,729,000 |
| Net interest income | 3,383,000 | 6,888,000 | 10,565,000 | 14,288,000 |
| Noninterest income | 421,000 | 1,383,000 | 1,847,000 | 2,358,000 |
| Noninterest expense | 2,286,000 | 4,737,000 | 7,278,000 | 10,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,577,000 | 3,593,000 | 4,909,000 | 6,361,000 |
| Income tax | 304,000 | 717,000 | 961,000 | 1,261,000 |
| Net income | 1,273,000 | 2,876,000 | 3,948,000 | 5,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,298,000 | 46,685,000 | 47,819,000 | 48,778,000 |
| Total capital | 49,587,000 | 49,934,000 | 51,066,000 | 51,997,000 |
| Risk-weighted assets | 313,461,000 | 327,434,000 | 348,592,000 | 367,982,000 |