Call reports 2021
PEOPLES SAVINGS BANK — 2021
What PEOPLES SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 447,108,000 | 439,461,000 | 459,675,000 | 456,397,000 |
| Total loans | 203,867,000 | 204,604,000 | 206,624,000 | 214,142,000 |
| Allowance for loan losses | 3,229,000 | 3,271,000 | 3,272,000 | 3,269,000 |
| Securities available for sale | 161,869,000 | 203,933,000 | 192,382,000 | 215,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,886,000 | 377,173,000 | 396,785,000 | 392,222,000 |
| Interest-bearing deposits | 294,188,000 | 282,718,000 | 305,917,000 | 288,211,000 |
| Noninterest-bearing deposits | 92,698,000 | 94,455,000 | 90,868,000 | 104,011,000 |
| Equity capital | 43,486,000 | 45,924,000 | 47,268,000 | 47,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,503,000 | 7,421,000 | 11,720,000 | 15,345,000 |
| Interest expense | 397,000 | 788,000 | 1,146,000 | 1,479,000 |
| Net interest income | 3,106,000 | 6,633,000 | 10,574,000 | 13,866,000 |
| Noninterest income | 388,000 | 783,000 | 1,012,000 | 1,065,000 |
| Noninterest expense | 1,893,000 | 4,096,000 | 6,458,000 | 8,928,000 |
| Provision for loan losses | 180,000 | 220,000 | 220,000 | 220,000 |
| Pretax income | 2,134,000 | 4,598,000 | 6,735,000 | 7,624,000 |
| Income tax | 460,000 | 990,000 | 1,455,000 | 1,599,000 |
| Net income | 1,674,000 | 3,608,000 | 5,280,000 | 6,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,394,000 | 42,585,000 | 44,266,000 | 45,017,000 |
| Total capital | 44,556,000 | 45,856,000 | 47,538,000 | 48,286,000 |
| Risk-weighted assets | 252,876,000 | 269,934,000 | 284,310,000 | 300,805,000 |