Call reports 2020
PEOPLES SAVINGS BANK — 2020
What PEOPLES SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 343,134,000 | 356,945,000 | 388,430,000 | 402,319,000 |
| Total loans | 186,287,000 | 210,073,000 | 216,451,000 | 205,634,000 |
| Allowance for loan losses | 2,204,000 | 2,380,000 | 2,565,000 | 3,046,000 |
| Securities available for sale | 98,569,000 | 113,960,000 | 113,162,000 | 159,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,416,000 | 305,101,000 | 328,073,000 | 341,195,000 |
| Interest-bearing deposits | 237,469,000 | 221,582,000 | 247,456,000 | 256,753,000 |
| Noninterest-bearing deposits | 61,947,000 | 83,519,000 | 80,617,000 | 84,442,000 |
| Equity capital | 32,915,000 | 34,874,000 | 43,466,000 | 44,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,369,000 | 9,771,000 | 13,388,000 |
| Interest expense | 680,000 | 1,250,000 | 1,784,000 | 2,282,000 |
| Net interest income | 2,461,000 | 5,119,000 | 7,987,000 | 11,106,000 |
| Noninterest income | 337,000 | 671,000 | 1,093,000 | 1,624,000 |
| Noninterest expense | 1,965,000 | 3,711,000 | 5,551,000 | 7,847,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 1,020,000 |
| Pretax income | 928,000 | 2,274,000 | 4,555,000 | 5,601,000 |
| Income tax | 202,000 | 448,000 | 949,000 | 1,122,000 |
| Net income | 726,000 | 1,826,000 | 3,606,000 | 4,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,387,000 | 30,043,000 | 38,832,000 | 39,712,000 |
| Total capital | 31,591,000 | 32,423,000 | 41,397,000 | 42,758,000 |
| Risk-weighted assets | 224,689,000 | 232,385,000 | 242,652,000 | 253,355,000 |