Call reports 2019
PEOPLES SAVINGS BANK — 2019
What PEOPLES SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 315,183,000 | 284,912,000 | 328,529,000 | 326,024,000 |
| Total loans | 169,674,000 | 180,572,000 | 193,745,000 | 192,890,000 |
| Allowance for loan losses | 2,121,000 | 2,156,000 | 2,307,000 | 2,539,000 |
| Securities available for sale | 83,606,000 | 78,495,000 | 74,927,000 | 82,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,583,000 | 253,477,000 | 285,797,000 | 283,536,000 |
| Interest-bearing deposits | 219,112,000 | 189,093,000 | 218,613,000 | 214,857,000 |
| Noninterest-bearing deposits | 66,471,000 | 64,384,000 | 67,184,000 | 68,679,000 |
| Equity capital | 28,847,000 | 30,576,000 | 31,832,000 | 31,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,905,000 | 5,915,000 | 9,079,000 | 12,342,000 |
| Interest expense | 613,000 | 1,269,000 | 1,880,000 | 2,614,000 |
| Net interest income | 2,292,000 | 4,646,000 | 7,199,000 | 9,728,000 |
| Noninterest income | 316,000 | 688,000 | 1,054,000 | 1,464,000 |
| Noninterest expense | 1,671,000 | 3,313,000 | 4,991,000 | 6,803,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,450,000 |
| Pretax income | 766,000 | 1,763,000 | 2,993,000 | 3,208,000 |
| Income tax | 118,000 | 315,000 | 589,000 | 605,000 |
| Net income | 648,000 | 1,448,000 | 2,404,000 | 2,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,376,000 | 27,182,000 | 28,147,000 | 28,652,000 |
| Total capital | 28,497,000 | 29,338,000 | 30,454,000 | 31,191,000 |
| Risk-weighted assets | 202,737,000 | 203,934,000 | 222,369,000 | 225,135,000 |