Call reports 2018
PEOPLES SAVINGS BANK — 2018
What PEOPLES SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 278,795,000 | 265,798,000 | 291,007,000 | 288,802,000 |
| Total loans | 130,407,000 | 146,958,000 | 160,606,000 | 166,525,000 |
| Allowance for loan losses | 1,727,000 | 1,787,000 | 1,845,000 | 1,970,000 |
| Securities available for sale | 94,965,000 | 89,561,000 | 86,532,000 | 86,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,448,000 | 235,434,000 | 265,635,000 | 261,315,000 |
| Interest-bearing deposits | 199,625,000 | 173,968,000 | 205,232,000 | 198,216,000 |
| Noninterest-bearing deposits | 54,823,000 | 61,466,000 | 60,403,000 | 63,099,000 |
| Equity capital | 23,930,000 | 24,801,000 | 24,809,000 | 26,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,698,000 | 7,347,000 | 10,241,000 |
| Interest expense | 319,000 | 702,000 | 1,153,000 | 1,717,000 |
| Net interest income | 1,923,000 | 3,996,000 | 6,194,000 | 8,524,000 |
| Noninterest income | 300,000 | 743,000 | 1,073,000 | 1,409,000 |
| Noninterest expense | 1,321,000 | 2,828,000 | 4,353,000 | 6,145,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 360,000 |
| Pretax income | 842,000 | 1,787,000 | 2,700,000 | 3,424,000 |
| Income tax | 130,000 | 217,000 | 372,000 | 473,000 |
| Net income | 712,000 | 1,570,000 | 2,328,000 | 2,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,490,000 | 24,356,000 | 25,089,000 | 25,720,000 |
| Total capital | 25,217,000 | 26,143,000 | 26,934,000 | 27,690,000 |
| Risk-weighted assets | 164,041,000 | 181,668,000 | 195,885,000 | 199,821,000 |