Call reports 2017
PEOPLES SAVINGS BANK — 2017
What PEOPLES SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,134,000 | 248,793,000 | 261,968,000 | 253,057,000 |
| Total loans | 112,806,000 | 118,583,000 | 126,268,000 | 130,163,000 |
| Allowance for loan losses | 1,530,000 | 1,591,000 | 1,651,000 | 1,711,000 |
| Securities available for sale | 94,637,000 | 99,263,000 | 93,663,000 | 97,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,222,000 | 219,891,000 | 234,658,000 | 226,347,000 |
| Interest-bearing deposits | 177,970,000 | 166,938,000 | 180,313,000 | 172,226,000 |
| Noninterest-bearing deposits | 53,252,000 | 52,953,000 | 54,345,000 | 54,121,000 |
| Equity capital | 21,940,000 | 24,803,000 | 25,384,000 | 24,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,938,000 | 6,071,000 | 8,327,000 |
| Interest expense | 251,000 | 549,000 | 826,000 | 1,123,000 |
| Net interest income | 1,645,000 | 3,389,000 | 5,245,000 | 7,204,000 |
| Noninterest income | 321,000 | 792,000 | 1,101,000 | 1,408,000 |
| Noninterest expense | 1,219,000 | 2,425,000 | 3,714,000 | 5,316,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 713,000 | 1,704,000 | 2,492,000 | 3,158,000 |
| Income tax | 126,000 | 311,000 | 470,000 | 666,000 |
| Net income | 587,000 | 1,393,000 | 2,022,000 | 2,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,839,000 | 22,501,000 | 23,136,000 | 22,812,000 |
| Total capital | 22,369,000 | 24,092,000 | 24,787,000 | 24,523,000 |
| Risk-weighted assets | 142,785,000 | 149,010,000 | 157,580,000 | 162,685,000 |