Call reports 2016
PEOPLES SAVINGS BANK — 2016
What PEOPLES SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 230,161,000 | 220,494,000 | 235,065,000 | 221,353,000 |
| Total loans | 93,079,000 | 96,876,000 | 100,056,000 | 105,625,000 |
| Allowance for loan losses | 1,286,000 | 1,350,000 | 1,414,000 | 1,469,000 |
| Securities available for sale | 93,817,000 | 101,880,000 | 98,939,000 | 96,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,098,000 | 188,708,000 | 204,257,000 | 192,219,000 |
| Interest-bearing deposits | 155,653,000 | 140,866,000 | 157,117,000 | 143,017,000 |
| Noninterest-bearing deposits | 46,445,000 | 47,842,000 | 47,140,000 | 49,202,000 |
| Equity capital | 21,981,000 | 24,684,000 | 24,434,000 | 20,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,394,000 | 5,143,000 | 6,951,000 |
| Interest expense | 211,000 | 420,000 | 629,000 | 845,000 |
| Net interest income | 1,439,000 | 2,974,000 | 4,514,000 | 6,106,000 |
| Noninterest income | 289,000 | 660,000 | 1,175,000 | 1,541,000 |
| Noninterest expense | 1,178,000 | 2,357,000 | 3,620,000 | 4,938,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 633,000 | 1,533,000 | 2,575,000 | 3,164,000 |
| Income tax | 132,000 | 347,000 | 564,000 | 656,000 |
| Net income | 501,000 | 1,186,000 | 2,011,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,027,000 | 19,797,000 | 20,634,000 | 20,281,000 |
| Total capital | 20,313,000 | 21,147,000 | 22,048,000 | 21,750,000 |
| Risk-weighted assets | 121,094,000 | 123,499,000 | 126,298,000 | 134,299,000 |