Call reports 2015
PEOPLES SAVINGS BANK — 2015
What PEOPLES SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 220,027,000 | 194,755,000 | 222,861,000 | 203,773,000 |
| Total loans | 82,227,000 | 84,520,000 | 87,025,000 | 88,962,000 |
| Allowance for loan losses | 1,135,000 | 1,134,000 | 1,188,000 | 1,222,000 |
| Securities available for sale | 96,880,000 | 90,382,000 | 92,597,000 | 98,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,252,000 | 167,946,000 | 194,975,000 | 175,099,000 |
| Interest-bearing deposits | 147,610,000 | 124,235,000 | 151,138,000 | 129,266,000 |
| Noninterest-bearing deposits | 44,642,000 | 43,711,000 | 43,837,000 | 45,833,000 |
| Equity capital | 20,395,000 | 19,382,000 | 20,785,000 | 21,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,397,000 | 5,002,000 | 6,701,000 |
| Interest expense | 194,000 | 388,000 | 583,000 | 794,000 |
| Net interest income | 1,518,000 | 3,009,000 | 4,419,000 | 5,907,000 |
| Noninterest income | 257,000 | 560,000 | 902,000 | 1,204,000 |
| Noninterest expense | 1,122,000 | 2,275,000 | 3,359,000 | 4,633,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 813,000 | 1,426,000 | 2,066,000 | 2,548,000 |
| Income tax | 179,000 | 271,000 | 400,000 | 453,000 |
| Net income | 634,000 | 1,155,000 | 1,666,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,973,000 | 18,204,000 | 18,720,000 | 18,577,000 |
| Total capital | 19,108,000 | 19,338,000 | 19,908,000 | 19,799,000 |
| Risk-weighted assets | 105,038,000 | 106,206,000 | 107,853,000 | 110,831,000 |