Call reports 2014
PEOPLES SAVINGS BANK — 2014
What PEOPLES SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,239,000 | 151,756,000 | 177,984,000 | 201,778,000 |
| Total loans | 62,676,000 | 61,988,000 | 65,569,000 | 78,983,000 |
| Allowance for loan losses | 1,122,000 | 1,153,000 | 1,183,000 | 1,090,000 |
| Securities available for sale | 74,028,000 | 76,527,000 | 81,546,000 | 105,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,024,000 | 127,355,000 | 153,790,000 | 171,239,000 |
| Interest-bearing deposits | 117,365,000 | 94,706,000 | 120,942,000 | 128,829,000 |
| Noninterest-bearing deposits | 34,659,000 | 32,649,000 | 32,848,000 | 42,410,000 |
| Equity capital | 14,197,000 | 14,808,000 | 15,253,000 | 19,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,498,000 | 3,785,000 | 5,397,000 |
| Interest expense | 190,000 | 381,000 | 572,000 | 780,000 |
| Net interest income | 1,048,000 | 2,117,000 | 3,213,000 | 4,617,000 |
| Noninterest income | 244,000 | 447,000 | 666,000 | 949,000 |
| Noninterest expense | 921,000 | 1,824,000 | 2,735,000 | 4,041,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 160,000 |
| Pretax income | 406,000 | 754,000 | 1,185,000 | 1,593,000 |
| Income tax | 76,000 | 134,000 | 213,000 | 249,000 |
| Net income | 330,000 | 620,000 | 972,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,555,000 | 14,838,000 | 15,200,000 | 17,312,000 |
| Total capital | 15,581,000 | 15,872,000 | 16,299,000 | 18,402,000 |
| Risk-weighted assets | 81,966,000 | 82,579,000 | 87,818,000 | 108,703,000 |