Call reports 2016
AMERICAN TRUST BANK OF EAST TENNESSEE — 2016
What AMERICAN TRUST BANK OF EAST TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 141,025,000 | 139,929,000 | 142,032,000 |
| Total loans | 103,875,000 | 99,942,000 | 94,156,000 |
| Allowance for loan losses | 1,143,000 | 1,333,000 | 1,377,000 |
| Securities available for sale | 15,908,000 | 15,407,000 | 14,999,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 117,031,000 | 114,889,000 | 117,439,000 |
| Interest-bearing deposits | 98,808,000 | 97,684,000 | 98,130,000 |
| Noninterest-bearing deposits | 18,223,000 | 17,205,000 | 19,309,000 |
| Equity capital | 17,826,000 | 18,462,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,451,000 | 2,953,000 | 4,357,000 |
| Interest expense | 177,000 | 358,000 | 544,000 |
| Net interest income | 1,274,000 | 2,595,000 | 3,813,000 |
| Noninterest income | 63,000 | 198,000 | 315,000 |
| Noninterest expense | 1,038,000 | 2,071,000 | 3,103,000 |
| Provision for loan losses | -755,000 | -1,075,000 | -1,030,000 |
| Pretax income | 1,055,000 | 1,811,000 | 2,069,000 |
| Income tax | 375,000 | 633,000 | 702,000 |
| Net income | 680,000 | 1,178,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 17,649,000 | 18,146,000 | 18,335,000 |
| Total capital | 18,808,000 | 19,426,000 | 19,557,000 |
| Risk-weighted assets | 110,708,000 | 102,310,000 | 97,628,000 |