Call reports 2025
TRICENTURY BANK — 2025
What TRICENTURY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 189,061,000 | 191,998,000 | 192,194,000 | 196,226,000 |
| Total loans | 151,531,000 | 159,836,000 | 166,241,000 | 171,596,000 |
| Allowance for loan losses | 1,503,000 | 1,563,000 | 1,683,000 | 1,743,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,581,000 | 1,960,000 | 1,667,000 | 1,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,481,000 | 115,592,000 | 115,246,000 | 118,831,000 |
| Interest-bearing deposits | 92,946,000 | 97,718,000 | 93,917,000 | 99,843,000 |
| Noninterest-bearing deposits | 18,535,000 | 17,874,000 | 21,329,000 | 18,988,000 |
| Equity capital | 19,883,000 | 20,658,000 | 20,965,000 | 21,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,943,000 | 9,105,000 | 12,322,000 |
| Interest expense | 1,176,000 | 2,436,000 | 3,693,000 | 4,971,000 |
| Net interest income | 1,688,000 | 3,507,000 | 5,412,000 | 7,351,000 |
| Noninterest income | 50,000 | 102,000 | 173,000 | 257,000 |
| Noninterest expense | 788,000 | 1,614,000 | 2,479,000 | 3,359,000 |
| Provision for loan losses | 30,000 | 90,000 | 210,000 | 270,000 |
| Pretax income | 919,000 | 1,905,000 | 2,898,000 | 3,982,000 |
| Income tax | 236,000 | 448,000 | 684,000 | 936,000 |
| Net income | 683,000 | 1,457,000 | 2,214,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,883,000 | 20,658,000 | 20,965,000 | 21,796,000 |