Call reports 2023
TRICENTURY BANK — 2023
What TRICENTURY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 146,999,000 | 143,227,000 | 144,000,000 | 153,054,000 |
| Total loans | 116,306,000 | 115,252,000 | 118,063,000 | 114,238,000 |
| Allowance for loan losses | 1,414,000 | 1,414,000 | 1,414,000 | 1,413,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,785,000 | 80,575,000 | 79,080,000 | 87,700,000 |
| Interest-bearing deposits | 68,087,000 | 64,406,000 | 60,304,000 | 70,755,000 |
| Noninterest-bearing deposits | 16,699,000 | 16,169,000 | 18,776,000 | 16,945,000 |
| Equity capital | 16,982,000 | 17,583,000 | 17,714,000 | 18,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 4,051,000 | 6,244,000 | 8,451,000 |
| Interest expense | 592,000 | 1,229,000 | 1,952,000 | 2,724,000 |
| Net interest income | 1,364,000 | 2,822,000 | 4,292,000 | 5,727,000 |
| Noninterest income | 71,000 | 117,000 | 173,000 | 226,000 |
| Noninterest expense | 658,000 | 1,352,000 | 2,047,000 | 2,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 778,000 | 1,589,000 | 2,420,000 | 3,185,000 |
| Income tax | 189,000 | 399,000 | 599,000 | 785,000 |
| Net income | 589,000 | 1,190,000 | 1,821,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,976,000 | 17,557,000 | 17,689,000 | 18,268,000 |