Call reports 2022
TRICENTURY BANK — 2022
What TRICENTURY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 148,260,000 | 144,835,000 | 141,613,000 | 142,448,000 |
| Total loans | 112,994,000 | 111,486,000 | 111,138,000 | 118,852,000 |
| Allowance for loan losses | 1,374,000 | 1,404,000 | 1,414,000 | 1,414,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,342,000 | 97,546,000 | 97,735,000 | 88,042,000 |
| Interest-bearing deposits | 74,538,000 | 78,909,000 | 78,591,000 | 71,452,000 |
| Noninterest-bearing deposits | 18,805,000 | 18,636,000 | 19,144,000 | 16,590,000 |
| Equity capital | 15,807,000 | 16,299,000 | 16,816,000 | 17,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,071,000 | 4,837,000 | 6,745,000 |
| Interest expense | 317,000 | 653,000 | 1,010,000 | 1,486,000 |
| Net interest income | 1,169,000 | 2,418,000 | 3,827,000 | 5,259,000 |
| Noninterest income | 56,000 | 113,000 | 183,000 | 248,000 |
| Noninterest expense | 614,000 | 1,241,000 | 1,897,000 | 2,566,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 581,000 | 1,232,000 | 2,047,000 | 2,875,000 |
| Income tax | 140,000 | 299,000 | 497,000 | 698,000 |
| Net income | 441,000 | 933,000 | 1,550,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,747,000 | 16,290,000 | 16,808,000 | 17,436,000 |