Call reports 2021
TRICENTURY BANK — 2021
What TRICENTURY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 116,695,000 | 120,423,000 | 131,494,000 | 133,219,000 |
| Total loans | 99,631,000 | 105,004,000 | 105,723,000 | 102,437,000 |
| Allowance for loan losses | 1,255,000 | 1,285,000 | 1,315,000 | 1,344,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,660,000 | 71,926,000 | 77,505,000 | 78,918,000 |
| Interest-bearing deposits | 53,741,000 | 55,799,000 | 58,727,000 | 62,424,000 |
| Noninterest-bearing deposits | 14,920,000 | 16,127,000 | 18,778,000 | 16,494,000 |
| Equity capital | 13,975,000 | 14,492,000 | 14,944,000 | 15,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,800,000 | 4,245,000 | 5,629,000 |
| Interest expense | 301,000 | 602,000 | 921,000 | 1,255,000 |
| Net interest income | 1,036,000 | 2,198,000 | 3,324,000 | 4,374,000 |
| Noninterest income | 55,000 | 112,000 | 174,000 | 353,000 |
| Noninterest expense | 580,000 | 1,097,000 | 1,662,000 | 2,239,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 481,000 | 1,155,000 | 1,750,000 | 2,372,000 |
| Income tax | 117,000 | 274,000 | 417,000 | 567,000 |
| Net income | 364,000 | 881,000 | 1,333,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,907,000 | 14,430,000 | 14,883,000 | 15,305,000 |