Call reports 2020
TRICENTURY BANK — 2020
What TRICENTURY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,354,000 | 123,300,000 | 120,356,000 | 121,767,000 |
| Total loans | 79,236,000 | 85,670,000 | 93,683,000 | 100,823,000 |
| Allowance for loan losses | 1,195,000 | 1,195,000 | 1,195,000 | 1,225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,770,000 | 76,444,000 | 73,148,000 | 74,259,000 |
| Interest-bearing deposits | 59,743,000 | 61,993,000 | 57,354,000 | 57,626,000 |
| Noninterest-bearing deposits | 9,027,000 | 14,451,000 | 15,795,000 | 16,634,000 |
| Equity capital | 12,591,000 | 12,844,000 | 13,199,000 | 13,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,409,000 | 3,682,000 | 5,074,000 |
| Interest expense | 373,000 | 723,000 | 1,052,000 | 1,378,000 |
| Net interest income | 798,000 | 1,686,000 | 2,630,000 | 3,696,000 |
| Noninterest income | 51,000 | 95,000 | 151,000 | 207,000 |
| Noninterest expense | 518,000 | 1,044,000 | 1,580,000 | 2,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 330,000 | 736,000 | 1,202,000 | 1,749,000 |
| Income tax | 78,000 | 231,000 | 343,000 | 477,000 |
| Net income | 252,000 | 505,000 | 859,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,454,000 | 12,773,000 | 13,129,000 | 13,542,000 |