Call reports 2019
TRICENTURY BANK — 2019
What TRICENTURY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 101,602,000 | 101,664,000 | 100,736,000 | 102,492,000 |
| Total loans | 83,221,000 | 77,312,000 | 75,886,000 | 79,299,000 |
| Allowance for loan losses | 1,147,000 | 1,177,000 | 1,194,000 | 1,194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,863,000 | 55,545,000 | 54,397,000 | 56,036,000 |
| Interest-bearing deposits | 45,585,000 | 45,308,000 | 44,805,000 | 45,634,000 |
| Noninterest-bearing deposits | 10,277,000 | 10,237,000 | 9,592,000 | 10,402,000 |
| Equity capital | 11,435,000 | 11,790,000 | 12,115,000 | 12,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,585,000 | 3,856,000 | 5,058,000 |
| Interest expense | 374,000 | 742,000 | 1,110,000 | 1,480,000 |
| Net interest income | 910,000 | 1,843,000 | 2,746,000 | 3,578,000 |
| Noninterest income | 51,000 | 111,000 | 209,000 | 267,000 |
| Noninterest expense | 489,000 | 982,000 | 1,557,000 | 2,084,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 479,000 | 949,000 | 1,367,000 | 1,732,000 |
| Income tax | 119,000 | 234,000 | 327,000 | 418,000 |
| Net income | 360,000 | 715,000 | 1,040,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,301,000 | 11,651,000 | 11,977,000 | 12,201,000 |
| Total capital | 12,324,000 | 12,612,000 | 12,910,000 | 13,178,000 |
| Risk-weighted assets | 81,697,000 | 76,629,000 | 74,380,000 | 77,808,000 |