Call reports 2018
TRICENTURY BANK — 2018
What TRICENTURY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,631,000 | 97,840,000 | 105,350,000 | 103,424,000 |
| Total loans | 77,257,000 | 77,244,000 | 79,760,000 | 80,282,000 |
| Allowance for loan losses | 988,000 | 1,048,000 | 1,087,000 | 1,117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,730,000 | 55,774,000 | 60,294,000 | 58,158,000 |
| Interest-bearing deposits | 41,621,000 | 47,196,000 | 50,832,000 | 49,204,000 |
| Noninterest-bearing deposits | 7,109,000 | 8,578,000 | 9,462,000 | 8,954,000 |
| Equity capital | 10,331,000 | 10,560,000 | 10,834,000 | 11,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,160,000 | 3,428,000 | 4,669,000 |
| Interest expense | 266,000 | 574,000 | 935,000 | 1,322,000 |
| Net interest income | 786,000 | 1,586,000 | 2,493,000 | 3,347,000 |
| Noninterest income | 58,000 | 114,000 | 174,000 | 232,000 |
| Noninterest expense | 502,000 | 998,000 | 1,501,000 | 2,008,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 282,000 | 582,000 | 1,016,000 | 1,391,000 |
| Income tax | 69,000 | 140,000 | 250,000 | 334,000 |
| Net income | 213,000 | 442,000 | 766,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,213,000 | 10,423,000 | 10,698,000 | 10,990,000 |
| Total capital | 11,164,000 | 11,378,000 | 11,708,000 | 11,992,000 |
| Risk-weighted assets | 75,905,000 | 76,337,000 | 80,722,000 | 80,080,000 |