Call reports 2017
TRICENTURY BANK — 2017
What TRICENTURY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,490,000 | 87,685,000 | 87,469,000 | 88,162,000 |
| Total loans | 68,452,000 | 73,919,000 | 75,962,000 | 76,235,000 |
| Allowance for loan losses | 820,000 | 880,000 | 939,000 | 928,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,806,000 | 53,263,000 | 48,772,000 | 49,176,000 |
| Interest-bearing deposits | 46,003,000 | 45,285,000 | 41,099,000 | 42,084,000 |
| Noninterest-bearing deposits | 7,803,000 | 7,978,000 | 7,673,000 | 7,092,000 |
| Equity capital | 8,945,000 | 9,176,000 | 9,394,000 | 9,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,886,000 | 2,929,000 | 4,004,000 |
| Interest expense | 198,000 | 401,000 | 646,000 | 904,000 |
| Net interest income | 700,000 | 1,485,000 | 2,283,000 | 3,100,000 |
| Noninterest income | 61,000 | 123,000 | 185,000 | 245,000 |
| Noninterest expense | 434,000 | 859,000 | 1,309,000 | 1,772,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 267,000 | 629,000 | 979,000 | 1,333,000 |
| Income tax | 98,000 | 229,000 | 361,000 | 490,000 |
| Net income | 169,000 | 400,000 | 618,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,856,000 | 9,057,000 | 9,275,000 | 9,504,000 |
| Total capital | 9,676,000 | 9,937,000 | 10,205,000 | 10,425,000 |
| Risk-weighted assets | 66,895,000 | 73,325,000 | 74,344,000 | 73,615,000 |