Call reports 2016
TRICENTURY BANK — 2016
What TRICENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,351,000 | 71,610,000 | 70,356,000 | 82,591,000 |
| Total loans | 51,258,000 | 57,337,000 | 60,336,000 | 65,799,000 |
| Allowance for loan losses | 586,000 | 642,000 | 701,000 | 761,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,589,000 | 55,627,000 | 49,091,000 | 56,282,000 |
| Interest-bearing deposits | 33,564,000 | 48,053,000 | 39,993,000 | 48,545,000 |
| Noninterest-bearing deposits | 7,025,000 | 7,574,000 | 9,098,000 | 7,737,000 |
| Equity capital | 8,378,000 | 8,530,000 | 8,660,000 | 8,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,454,000 | 2,215,000 | 3,069,000 |
| Interest expense | 108,000 | 230,000 | 365,000 | 513,000 |
| Net interest income | 638,000 | 1,224,000 | 1,850,000 | 2,556,000 |
| Noninterest income | 66,000 | 140,000 | 210,000 | 273,000 |
| Noninterest expense | 395,000 | 762,000 | 1,176,000 | 1,594,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 264,000 | 497,000 | 719,000 | 1,010,000 |
| Income tax | 57,000 | 137,000 | 229,000 | 345,000 |
| Net income | 207,000 | 360,000 | 490,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,287,000 | 8,440,000 | 8,573,000 | 8,752,000 |
| Total capital | 8,873,000 | 9,082,000 | 9,274,000 | 9,513,000 |
| Risk-weighted assets | 51,333,000 | 58,358,000 | 60,330,000 | 66,412,000 |