Call reports 2014
TRICENTURY BANK — 2014
What TRICENTURY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,765,000 | 3,994,000 | 10,678,000 | 26,196,000 |
| Total loans | 1,407,000 | 1,508,000 | 2,862,000 | 14,734,000 |
| Allowance for loan losses | 48,000 | 48,000 | 77,000 | 248,000 |
| Securities available for sale | 0 | 0 | 0 | 124,000 |
| Securities held to maturity | 173,000 | 173,000 | 124,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,261,000 | 3,008,000 | 9,750,000 | 19,084,000 |
| Interest-bearing deposits | 2,332,000 | 2,118,000 | 2,698,000 | 14,660,000 |
| Noninterest-bearing deposits | 929,000 | 890,000 | 7,052,000 | 4,424,000 |
| Equity capital | 444,000 | 986,000 | 926,000 | 7,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 41,000 | 78,000 | 162,000 | 400,000 |
| Interest expense | 1,000 | 3,000 | 4,000 | 18,000 |
| Net interest income | 40,000 | 75,000 | 158,000 | 382,000 |
| Noninterest income | 63,000 | 128,000 | 191,000 | 269,000 |
| Noninterest expense | 114,000 | 253,000 | 430,000 | 732,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 201,000 |
| Pretax income | -14,000 | -47,000 | -109,000 | -282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -47,000 | -109,000 | -282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 444,000 | 986,000 | 926,000 | 7,070,000 |
| Total capital | 467,000 | 1,011,000 | 981,000 | 7,304,000 |
| Risk-weighted assets | 1,815,000 | 1,955,000 | 4,385,000 | 18,672,000 |