Call reports 2008
TRICENTURY BANK — 2008
What TRICENTURY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,198,000 | 3,957,000 | 3,322,000 | 3,063,000 |
| Total loans | 1,602,000 | 1,730,000 | 1,791,000 | 1,598,000 |
| Allowance for loan losses | 175,000 | 175,000 | 164,000 | 94,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,850,000 | 1,633,000 | 1,262,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,704,000 | 3,503,000 | 2,919,000 | 2,692,000 |
| Interest-bearing deposits | 2,324,000 | 2,309,000 | 1,617,000 | 1,390,000 |
| Noninterest-bearing deposits | 1,380,000 | 1,194,000 | 1,302,000 | 1,302,000 |
| Equity capital | 488,000 | 446,000 | 394,000 | 363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 64,000 | 125,000 | 189,000 | 245,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 46,000 |
| Net interest income | 50,000 | 99,000 | 151,000 | 199,000 |
| Noninterest income | 605,000 | 1,121,000 | 1,554,000 | 1,917,000 |
| Noninterest expense | 612,000 | 1,195,000 | 1,732,000 | 2,223,000 |
| Provision for loan losses | 28,000 | 52,000 | 52,000 | 0 |
| Pretax income | 15,000 | -27,000 | -79,000 | -107,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 14,000 | -28,000 | -80,000 | -108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 488,000 | 446,000 | 394,000 | 363,000 |
| Total capital | 523,000 | 482,000 | 425,000 | 395,000 |
| Risk-weighted assets | 2,641,000 | 2,738,000 | 2,368,000 | 2,463,000 |
Machine access — free, no API key
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