Call reports 2026
NANTAHALA BANK & TRUST COMPANY — 2026
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 285,744,000 | 288,750,000 |
| Total loans | 196,339,000 | 194,538,000 |
| Allowance for loan losses | 1,905,000 | 1,887,000 |
| Securities available for sale | 32,279,000 | 33,159,000 |
| Securities held to maturity | 20,845,000 | 20,740,000 |
| Trading assets | 0 | 0 |
| Total deposits | 258,744,000 | 260,379,000 |
| Interest-bearing deposits | 176,073,000 | 168,843,000 |
| Noninterest-bearing deposits | 82,671,000 | 91,536,000 |
| Equity capital | 26,286,000 | 27,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,850,000 | 7,891,000 |
| Interest expense | 838,000 | 1,651,000 |
| Net interest income | 3,012,000 | 6,240,000 |
| Noninterest income | 490,000 | 1,073,000 |
| Noninterest expense | 2,372,000 | 4,654,000 |
| Provision for loan losses | -20,000 | -45,000 |
| Pretax income | 1,195,000 | 2,735,000 |
| Income tax | 279,000 | 638,000 |
| Net income | 916,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,417,000 | 26,999,000 |
| Total capital | 27,372,000 | 28,951,000 |
| Risk-weighted assets | 182,067,000 | 180,895,000 |