Call report 2025Q4
NANTAHALA BANK & TRUST COMPANY — 2025Q4
The 22 measures NANTAHALA BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,950,000 | USD | evidence → |
| Total loans | 195,327,000 | USD | evidence → |
| Allowance for loan losses | 1,932,000 | USD | evidence → |
| Securities available for sale | 30,047,000 | USD | evidence → |
| Securities held to maturity | 26,920,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,364,000 | USD | evidence → |
| Interest-bearing deposits | 175,110,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,254,000 | USD | evidence → |
| Equity capital | 25,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,564,000 | USD | evidence → |
| Interest expense | 3,423,000 | USD | evidence → |
| Net interest income | 11,141,000 | USD | evidence → |
| Noninterest income | 1,712,000 | USD | evidence → |
| Noninterest expense | 8,558,000 | USD | evidence → |
| Provision for loan losses | -100,000 | USD | evidence → |
| Pretax income | 4,452,000 | USD | evidence → |
| Income tax | 1,039,000 | USD | evidence → |
| Net income | 3,413,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,213,000 | USD | evidence → |
| Total capital | 26,197,000 | USD | evidence → |
| Risk-weighted assets | 182,205,000 | USD | evidence → |