Call reports 2022
NANTAHALA BANK & TRUST COMPANY — 2022
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 245,571,000 | 248,031,000 | 256,770,000 | 261,320,000 |
| Total loans | 135,438,000 | 138,418,000 | 142,737,000 | 155,375,000 |
| Allowance for loan losses | 1,797,000 | 1,730,000 | 1,737,000 | 1,741,000 |
| Securities available for sale | 14,417,000 | 20,987,000 | 24,674,000 | 24,461,000 |
| Securities held to maturity | 53,299,000 | 60,734,000 | 64,221,000 | 64,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,801,000 | 228,980,000 | 237,681,000 | 228,434,000 |
| Interest-bearing deposits | 147,671,000 | 148,077,000 | 155,441,000 | 153,475,000 |
| Noninterest-bearing deposits | 79,130,000 | 80,903,000 | 82,240,000 | 74,959,000 |
| Equity capital | 18,216,000 | 18,543,000 | 18,600,000 | 18,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,496,000 | 5,529,000 | 7,816,000 |
| Interest expense | 38,000 | 81,000 | 180,000 | 454,000 |
| Net interest income | 1,618,000 | 3,415,000 | 5,349,000 | 7,362,000 |
| Noninterest income | 375,000 | 719,000 | 1,029,000 | 987,000 |
| Noninterest expense | 1,513,000 | 3,183,000 | 4,914,000 | 6,618,000 |
| Provision for loan losses | 0 | -125,000 | -125,000 | -125,000 |
| Pretax income | 480,000 | 991,000 | 1,504,000 | 1,771,000 |
| Income tax | 106,000 | 219,000 | 369,000 | 441,000 |
| Net income | 374,000 | 772,000 | 1,135,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,021,000 | 15,781,000 | 16,295,000 | 16,561,000 |
| Total capital | 16,764,000 | 17,511,000 | 18,032,000 | 18,302,000 |
| Risk-weighted assets | 139,407,000 | 141,564,000 | 148,246,000 | 156,815,000 |