Call reports 2021
NANTAHALA BANK & TRUST COMPANY — 2021
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 205,947,000 | 214,659,000 | 228,751,000 | 231,595,000 |
| Total loans | 130,225,000 | 130,676,000 | 130,884,000 | 132,904,000 |
| Allowance for loan losses | 1,439,000 | 1,512,000 | 1,595,000 | 1,682,000 |
| Securities available for sale | 32,211,000 | 18,804,000 | 17,876,000 | 15,622,000 |
| Securities held to maturity | 0 | 13,564,000 | 16,506,000 | 22,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,640,000 | 200,783,000 | 214,341,000 | 212,831,000 |
| Interest-bearing deposits | 123,765,000 | 130,968,000 | 133,641,000 | 134,789,000 |
| Noninterest-bearing deposits | 67,875,000 | 69,815,000 | 80,700,000 | 78,042,000 |
| Equity capital | 12,822,000 | 13,419,000 | 13,903,000 | 18,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,512,000 | 5,365,000 | 7,122,000 |
| Interest expense | 175,000 | 239,000 | 288,000 | 330,000 |
| Net interest income | 1,464,000 | 3,273,000 | 5,077,000 | 6,792,000 |
| Noninterest income | 218,000 | 368,000 | 744,000 | 976,000 |
| Noninterest expense | 1,398,000 | 2,873,000 | 4,502,000 | 6,048,000 |
| Provision for loan losses | 58,000 | 116,000 | 175,000 | 233,000 |
| Pretax income | 226,000 | 652,000 | 1,144,000 | 1,487,000 |
| Income tax | 0 | 0 | 0 | -4,048,000 |
| Net income | 226,000 | 652,000 | 1,144,000 | 5,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,279,000 | 13,705,000 | 14,198,000 | 14,540,000 |
| Total capital | 14,718,000 | 15,217,000 | 15,793,000 | 16,222,000 |
| Risk-weighted assets | 127,757,000 | 128,233,000 | 132,821,000 | 137,211,000 |