Call reports 2019
NANTAHALA BANK & TRUST COMPANY — 2019
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 153,619,000 | 156,655,000 | 162,148,000 | 156,824,000 |
| Total loans | 108,194,000 | 110,346,000 | 111,554,000 | 112,570,000 |
| Allowance for loan losses | 1,230,000 | 1,280,000 | 1,285,000 | 1,200,000 |
| Securities available for sale | 0 | 466,000 | 4,912,000 | 4,723,000 |
| Securities held to maturity | 17,776,000 | 17,139,000 | 13,731,000 | 12,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,748,000 | 130,756,000 | 137,466,000 | 132,560,000 |
| Interest-bearing deposits | 100,349,000 | 96,000,000 | 99,499,000 | 96,431,000 |
| Noninterest-bearing deposits | 30,399,000 | 34,756,000 | 37,967,000 | 36,129,000 |
| Equity capital | 8,208,000 | 12,817,000 | 13,102,000 | 12,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 3,031,000 | 4,644,000 | 6,270,000 |
| Interest expense | 276,000 | 551,000 | 853,000 | 1,162,000 |
| Net interest income | 1,207,000 | 2,480,000 | 3,791,000 | 5,108,000 |
| Noninterest income | 217,000 | 370,000 | 536,000 | 82,000 |
| Noninterest expense | 1,331,000 | 2,654,000 | 3,929,000 | 5,235,000 |
| Provision for loan losses | 19,000 | 38,000 | 56,000 | 75,000 |
| Pretax income | 74,000 | 158,000 | 342,000 | -120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 158,000 | 342,000 | -120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,642,000 | 13,229,000 | 13,422,000 | 12,968,000 |
| Total capital | 10,338,000 | 14,509,000 | 14,707,000 | 14,168,000 |
| Risk-weighted assets | 120,646,000 | 121,824,000 | 121,121,000 | 120,212,000 |