Call reports 2018
NANTAHALA BANK & TRUST COMPANY — 2018
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,506,000 | 150,270,000 | 155,748,000 | 153,133,000 |
| Total loans | 98,128,000 | 100,898,000 | 104,434,000 | 106,154,000 |
| Allowance for loan losses | 1,374,000 | 1,391,000 | 1,178,000 | 1,192,000 |
| Securities available for sale | 18,438,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 18,951,000 | 18,545,000 | 18,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,091,000 | 134,742,000 | 137,175,000 | 130,481,000 |
| Interest-bearing deposits | 102,650,000 | 107,038,000 | 106,063,000 | 100,689,000 |
| Noninterest-bearing deposits | 27,441,000 | 27,704,000 | 31,112,000 | 29,792,000 |
| Equity capital | 7,830,000 | 7,971,000 | 7,967,000 | 8,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,653,000 | 4,068,000 | 5,537,000 |
| Interest expense | 197,000 | 405,000 | 624,000 | 866,000 |
| Net interest income | 1,100,000 | 2,248,000 | 3,444,000 | 4,671,000 |
| Noninterest income | 185,000 | 420,000 | 474,000 | 693,000 |
| Noninterest expense | 1,298,000 | 2,577,000 | 3,863,000 | 5,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | 91,000 | 55,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 91,000 | 55,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,379,000 | 8,486,000 | 8,452,000 | 8,549,000 |
| Total capital | 10,219,000 | 10,343,000 | 10,096,000 | 10,207,000 |
| Risk-weighted assets | 113,793,000 | 115,268,000 | 119,080,000 | 119,942,000 |