Call reports 2017
NANTAHALA BANK & TRUST COMPANY — 2017
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 153,109,000 | 151,563,000 | 148,530,000 | 151,155,000 |
| Total loans | 100,975,000 | 98,700,000 | 95,520,000 | 97,414,000 |
| Allowance for loan losses | 1,402,000 | 1,333,000 | 1,332,000 | 1,353,000 |
| Securities available for sale | 22,358,000 | 19,570,000 | 18,996,000 | 19,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,062,000 | 134,462,000 | 134,632,000 | 131,559,000 |
| Interest-bearing deposits | 107,109,000 | 108,428,000 | 105,925,000 | 105,892,000 |
| Noninterest-bearing deposits | 23,953,000 | 26,034,000 | 28,707,000 | 25,667,000 |
| Equity capital | 7,864,000 | 8,086,000 | 8,302,000 | 8,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,688,000 | 4,343,000 | 5,638,000 |
| Interest expense | 215,000 | 428,000 | 631,000 | 826,000 |
| Net interest income | 1,148,000 | 2,260,000 | 3,712,000 | 4,812,000 |
| Noninterest income | 116,000 | 360,000 | 486,000 | 643,000 |
| Noninterest expense | 1,235,000 | 2,496,000 | 3,800,000 | 5,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 122,000 | 396,000 | 280,000 |
| Income tax | 0 | 0 | 0 | 66,000 |
| Net income | 27,000 | 122,000 | 396,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,138,000 | 8,235,000 | 8,510,000 | 8,396,000 |
| Total capital | 10,006,000 | 10,034,000 | 10,308,000 | 10,215,000 |
| Risk-weighted assets | 117,585,000 | 116,755,000 | 113,366,000 | 112,859,000 |