Call reports 2013
NANTAHALA BANK & TRUST COMPANY — 2013
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,970,000 | 157,817,000 | 153,890,000 | 153,595,000 |
| Total loans | 105,669,000 | 104,592,000 | 100,481,000 | 98,839,000 |
| Allowance for loan losses | 2,417,000 | 2,433,000 | 2,350,000 | 2,253,000 |
| Securities available for sale | 13,827,000 | 15,362,000 | 15,049,000 | 15,781,000 |
| Securities held to maturity | 0 | 0 | 4,502,000 | 4,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,029,000 | 132,462,000 | 132,082,000 | 130,815,000 |
| Interest-bearing deposits | 119,656,000 | 116,612,000 | 116,109,000 | 115,606,000 |
| Noninterest-bearing deposits | 14,373,000 | 15,850,000 | 15,973,000 | 15,209,000 |
| Equity capital | 8,361,000 | 7,837,000 | 7,363,000 | 7,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,760,000 | 4,164,000 | 5,816,000 |
| Interest expense | 343,000 | 676,000 | 978,000 | 1,270,000 |
| Net interest income | 1,038,000 | 2,084,000 | 3,186,000 | 4,546,000 |
| Noninterest income | -244,000 | -253,000 | -262,000 | -73,000 |
| Noninterest expense | 1,447,000 | 2,943,000 | 4,439,000 | 5,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -538,000 | -997,000 | -1,438,000 | -1,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -538,000 | -997,000 | -1,438,000 | -1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,275,000 | 7,837,000 | 7,406,000 | 7,389,000 |
| Total capital | 10,707,000 | 10,243,000 | 9,777,000 | 9,726,000 |
| Risk-weighted assets | 124,736,000 | 122,620,000 | 119,902,000 | 117,238,000 |