Call reports 2004
NANTAHALA BANK & TRUST COMPANY — 2004
What NANTAHALA BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 15,342,000 |
| Total loans | 3,452,000 |
| Allowance for loan losses | 49,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 7,762,000 |
| Interest-bearing deposits | 6,682,000 |
| Noninterest-bearing deposits | 1,080,000 |
| Equity capital | 7,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 81,000 |
| Interest expense | 21,000 |
| Net interest income | 60,000 |
| Noninterest income | 20,000 |
| Noninterest expense | 788,000 |
| Provision for loan losses | 49,000 |
| Pretax income | -757,000 |
| Income tax | 0 |
| Net income | -757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 7,567,000 |
| Total capital | 7,616,000 |
| Risk-weighted assets | 4,906,000 |
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